Why Millennials and Gen Z in Southern California Should Consider Life Insurance

Millennials and Gen Z in Southern California face unique financial pressures that make life insurance a smart move earlier than many realize. With soaring housing costs in areas like Orange County and Los Angeles, where monthly payments for a mid-tier home exceed $5,500 as of late 2025, young adults often carry heavy mortgages or student…

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Ultimate Guide to Life Insurance in Orange County, CA: Your Path to Financial Security

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In Orange County’s high-cost environment, where median home prices exceed $1 million and average household income is around $90,000, life insurance protects families, seniors, and professionals from unexpected loss, debt, and estate taxes. At Pacific Direct Life Insurance, an independent broker led by Drew W. Napolin, CLU, a Chartered Life Underwriter with over 40 years…

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