Life Insurance FAQ for Orange County & Southern California

Life insurance is a contract that pays a death benefit to beneficiaries upon your passing and protects families financially. In Southern California, it is essential for covering high costs such as mortgages.

You need life insurance to cover income loss, debts, and expenses. Currently, around 51% of households are underinsured while homes often exceed $1 million in value.

Coverage is generally calculated as ten to fifteen times your income, plus your debts, minus your assets. Try our tools and calculators to determine the right coverage for you.