Why Millennials and Gen Z in Southern California Should Consider Life Insurance

Millennials and Gen Z in Southern California face unique financial pressures that make life insurance a smart move earlier than many realize. With soaring housing costs in areas like Orange County and Los Angeles, where monthly payments for a mid-tier home exceed $5,500 as of late 2025, young adults often carry heavy mortgages or student…

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How to Buy Term Life Insurance in California: A Step-by-Step Guide for Orange County Families

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What is the best way to buy term life insurance in California? If you’re an Orange County family navigating high living costs like $1M+ home prices, buying term life insurance can provide affordable protection for mortgages, income replacement, education expenses, and more. This comprehensive step-by-step guide from Pacific Direct Insurance covers everything from assessing needs…

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